Small Business Law

There are many legal pitfalls throughout the life cycle of a small business. You need sound legal advice during these periods. As your attorney, I focus on your needs while keeping your goals and expectations in mind.

Defending Your Rights In and Out of Court

Call Moretsky Law for a Free and Confidential Consultation

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Business Debt Solutions

Helping businesses restructure and eliminate debt.

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Tax Controversy and Litigation

Assisting Taxpayers with IRS issues in all 50 states

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Estate Planning

What is Estate Planning? And Why Do I Need It?

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Personal Bankruptcy

Get a Fresh Start and Achieve Debt Relief Today

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Bankruptcy Attorney

Call 215-344-8343 for debt relief with Moretsky Law.

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Mortgage Modification

Mortgage Modification

For some people concerned about foreclosure or their ability to make future mortgage payments, bankruptcy may not be the best option. One alternative to bankruptcy is loan modification. If you are having difficulty making mortgage payments, a loan modification may allow you to keep your home and simultaneously reduce your monthly payments.

What is Mortgage Modification?

Simply put, a mortgage modification allows you to reduce your monthly mortgage payments and keep your home. This often means extending the length of your mortgage term and/or lowering your interest rate, thus enabling you to stay current on your mortgage. It is important to act sooner rather than later because the further you get into the foreclosure process, the more difficult it becomes to successfully modify your mortgage loan.

Why Do You Need a Lawyer in the Philadelphia Area?

A loan modification is an excellent way to avoid foreclosure. However, it will not help every homeowner. Additionally, even if you qualify for a loan modification, an alternative approach may offer a better solution for your financial situation. Contact my office for a free consultation. I will take the time to sit down with you face-to-face to discuss your unique situation and develop a plan that will help you achieve the best results possible. If you decide to move forward, I will negotiate with your lender on your behalf so that you attain the lowest possible interest rate and monthly payments.

Call 215-344-8343 or contact me by e-mail to arrange your free consultation with a Philadelphia mortgage modification lawyer.

Russian language services available · Accessible locations in Philadelphia and Montgomery County · Flexible appointment scheduling